Having a budget is one way to improve financial wellness.

Budgeting improves wellness by organising income and expenses, fostering financial stability and reducing stress.

It encourages mindful spending, savings for goals, and planning for emergencies, promoting control and confidence in managing finances and supporting long-term financial health.

Here are some things you can do right now:

• Use a simple app to track your spending and create a monthly budget.
• Review your budget weekly and adjust it to stay on track.
• Categorise your expenses to see where you can cut back.
• Set aside a fixed amount for leisure activities to avoid overspending.

Mind Samba can support you with personalised budgeting tips and provide guidance on how to get the best budgeting advice to achieve your financial goals.